Chapter 5: Rural Development in India
EXERCISE Q.1 [PAGE 34]
Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board Chapter 5 Rural Development in India Exercise Q.1 [Page 34]
Complete the following statement:
Rural credit system assumes importance because _________
It leads to an increase in the rural income
Savings are inadequate to finance farming and other economic activities
It leads to the overall development of the rural areas
It leads to a reduction in rural inequality
Complete the following statement:
Productive loans are economically justified because___________
They are related to agricultural production.
They are used for personal consumption.
They help in eradication of poverty
They improve the quality of life of the people
Complete the following statement:
Small farmers are unable to access rural credit provided by banks due to _________.
presence of money lenders
no branches in rural areas
high transaction costs
preference is given to large farmers
Complete the following statement:
The rights of socially disadvantaged groups can be safeguarded through ___________.
empowerment of women
proper enforcement of law and order
infrastructural development
improvement in Quality of Life
Complete the following statement:
The quality of life of rural people can be improved by _________.
providing safe drinking water, health and hygiene facilities
effective implementation of land reform
providing subsidized credit facilities
- reducing rural inequality.
Complete the following statement:
Rural credit system assumes importance because _________
It leads to an increase in the rural income
Savings are inadequate to finance farming and other economic activities
It leads to the overall development of the rural areas
It leads to a reduction in rural inequality
Complete the following statement:
Productive loans are economically justified because___________
They are related to agricultural production.
They are used for personal consumption.
They help in eradication of poverty
They improve the quality of life of the people
Complete the following statement:
Small farmers are unable to access rural credit provided by banks due to _________.
presence of money lenders
no branches in rural areas
high transaction costs
preference is given to large farmers
Complete the following statement:
The rights of socially disadvantaged groups can be safeguarded through ___________.
empowerment of women
proper enforcement of law and order
infrastructural development
improvement in Quality of Life
Complete the following statement:
The quality of life of rural people can be improved by _________.
providing safe drinking water, health and hygiene facilities
effective implementation of land reform
providing subsidized credit facilities
- reducing rural inequality.
EXERCISE Q.2 [PAGE 34]
Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board Chapter 5 Rural Development in India Exercise Q.2 [Page 34]
Choose the wrong pair :
Column A Column B Agricultural Credit Requirement Short-term Purchase of fertilizers Medium-term to meet expenditure on marriages Long-term to buy tractor
Choose the wrong pair :
column A column B Rural occupational structure Activity Agricultural sector Banking and Insurance Industrial sector Processing of raw material Service sector Computer-related service
EXERCISE Q.3 [PAGE 35]
Choose the wrong pair :
| Column A | Column B |
| Agricultural Credit | Requirement |
| Short-term | Purchase of fertilizers |
| Medium-term | to meet expenditure on marriages |
| Long-term | to buy tractor |
Choose the wrong pair :
| column A | column B |
| Rural occupational structure | Activity |
| Agricultural sector | Banking and Insurance |
| Industrial sector | Processing of raw material |
| Service sector | Computer-related service |
Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board Chapter 5 Rural Development in India Exercise Q.3 [Page 35]
Assertion and Reasoning – choose the correct answer from the following :
Assertion (A): Indian economy is pre-dominantly rural economy
Reasoning (R): As per 2011 census, the country’s rural population is almost 83.25 crore (68.8% of the total population)
(A) is true but (R) is False
(A) is false but (R) is True
Both (A) and (R) are true and (R) is the correct explanation of A
Both (A) and (R) are true but (R) is not the correct explanation of (A)
Assertion and Reasoning – choose the correct answer from the following :
Assertion (A): Literacy is a powerful instrument of socio-economic change.
Reasoning (R): Empowerment of women helps to reduce gender disparity.
(A) is true, but (R) is False
(A) is false, but (R) is True
Both (A) and (R) are true and (R) is the correct explanation of (A)
Both (A) and (R) are true but (R) is not the correct explanation of (A)
Assertion and Reasoning – choose the correct answer from the following :
Assertion (A): Agricultural credit is mostly for unproductive purposes.
Reasoning (R): Agricultural credit is an important pre-requisite for agricultural growth.
(A) is true, but (R) is false
(A) is false, but (R) is True
Both (A) and (R) are true but (R) is the correct explanation of (A)
Both (A) and (R) are true but (R) is not the correct explanation of (A)
Assertion and Reasoning – choose the correct answer from the following :
Assertion (A): Non-institutional finance forms an important part of rural credit.
Reasoning (R): Small farmers are unable to access bank credit because of borrowers' unfriendly products.
(A) is true, but (R) is False
(A) is false, but (R) is True
Both (A) and (R) are true and (R) is the correct explanation of A
Both (A) and (R) are true, but (R) is not the correct explanation of A
EXERCISE Q.4 [PAGE 35]
Assertion and Reasoning – choose the correct answer from the following :
Assertion (A): Indian economy is pre-dominantly rural economy
Reasoning (R): As per 2011 census, the country’s rural population is almost 83.25 crore (68.8% of the total population)
(A) is true but (R) is False
(A) is false but (R) is True
Both (A) and (R) are true and (R) is the correct explanation of A
Both (A) and (R) are true but (R) is not the correct explanation of (A)
Assertion and Reasoning – choose the correct answer from the following :
Assertion (A): Literacy is a powerful instrument of socio-economic change.
Reasoning (R): Empowerment of women helps to reduce gender disparity.
(A) is true, but (R) is False
(A) is false, but (R) is True
Both (A) and (R) are true and (R) is the correct explanation of (A)
Both (A) and (R) are true but (R) is not the correct explanation of (A)
Assertion and Reasoning – choose the correct answer from the following :
Assertion (A): Agricultural credit is mostly for unproductive purposes.
Reasoning (R): Agricultural credit is an important pre-requisite for agricultural growth.
(A) is true, but (R) is false
(A) is false, but (R) is True
Both (A) and (R) are true but (R) is the correct explanation of (A)
Both (A) and (R) are true but (R) is not the correct explanation of (A)
Assertion and Reasoning – choose the correct answer from the following :
Assertion (A): Non-institutional finance forms an important part of rural credit.
Reasoning (R): Small farmers are unable to access bank credit because of borrowers' unfriendly products.
(A) is true, but (R) is False
(A) is false, but (R) is True
Both (A) and (R) are true and (R) is the correct explanation of A
Both (A) and (R) are true, but (R) is not the correct explanation of A
Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board Chapter 5 Rural Development in India Exercise Q.4 [Page 35]
Identify and explain the concept from the given illustration:
Kusumtai knowingly set up her business enterprise in the rural area so that people living there could be gainfully employed.
Identify and explain the concept from the given illustration:
Raoji purchased a new tractor for his farm by taking a loan.
Identify and explain the concept from the given illustration:
Subsidized credit is provided by banks to small farmers for the purchase of high yielding variety (HYV) seeds.
Identify and explain the concept from the given illustration:
Damaji borrows loan from a credit society established in the village this season rather than taking it from a moneylender.
Identify and explain the concept from the given illustration:
Ramraoji takes a loan from the bank for a period of ten years subject to terms and conditions for the purpose of irrigated farming.
EXERCISE Q.5 [PAGE 35]
Identify and explain the concept from the given illustration:
Kusumtai knowingly set up her business enterprise in the rural area so that people living there could be gainfully employed.
Identify and explain the concept from the given illustration:
Raoji purchased a new tractor for his farm by taking a loan.
Identify and explain the concept from the given illustration:
Subsidized credit is provided by banks to small farmers for the purchase of high yielding variety (HYV) seeds.
Identify and explain the concept from the given illustration:
Damaji borrows loan from a credit society established in the village this season rather than taking it from a moneylender.
Identify and explain the concept from the given illustration:
Ramraoji takes a loan from the bank for a period of ten years subject to terms and conditions for the purpose of irrigated farming.
Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board Chapter 5 Rural Development in India Exercise Q.5 [Page 35]
Read the following passage carefully and answer the questions given below :
Rural development is one of the thrust areas of administration. As Mahatma Gandhi rightly said, “India lives in villages and the development of the nation cannot be achieved without the development of the villages”. The need of the hour is the convergence of all development interventions, at the grassroots level which can be possible through effective governance at the village level. The movement towards the decentralization of the National and State governments through the Panchayati Raj system needs to be strengthened through lessons learned from the successful stories of ‘Model villages’ around India. Though India is progressing in the right direction in reducing education inequalities and increasing literacy levels, there is still a lot that needs to be done. An understanding of social issues is important for effective planning and policy development. Self-governance ensures that Indian citizens, even the previously marginalised, can participate in decision-making.
1) Explain in short Mahatma Gandhi’s views on rural development.
2) Highlight the role of the government in achieving rural development.
3) What measures have been suggested to achieve rural development?
4) Express your idea of a ‘Model Village’.
Read the following passage carefully and answer the questions given below :
Rural development is one of the thrust areas of administration. As Mahatma Gandhi rightly said, “India lives in villages and the development of the nation cannot be achieved without the development of the villages”. The need of the hour is the convergence of all development interventions, at the grassroots level which can be possible through effective governance at the village level. The movement towards the decentralization of the National and State governments through the Panchayati Raj system needs to be strengthened through lessons learned from the successful stories of ‘Model villages’ around India. Though India is progressing in the right direction in reducing education inequalities and increasing literacy levels, there is still a lot that needs to be done. An understanding of social issues is important for effective planning and policy development. Self-governance ensures that Indian citizens, even the previously marginalised, can participate in decision-making.
1) Explain in short Mahatma Gandhi’s views on rural development.
2) Highlight the role of the government in achieving rural development.
3) What measures have been suggested to achieve rural development?
4) Express your idea of a ‘Model Village’.
Chapter 1: Basic Concepts in Economics
Chapter 4: The Economy of Maharashtra
Chapter 5: Rural Development in India
Chapter 6: Population in India
Chapter 7: Unemployment in India
Chapter 9: Economic Policy of India since
Chapter 10: Economic Planning in India
Economics 11th Standard Maharashtra State Board
Author: Balbharati
Publisher: Maharashtra State Bureau of Textbook Production and Curriculum Research
